Cookie Policy

This Cookie Policy describes the different types of cookies that may be installed through the website, their purposes, the duration of retention of the personal data collected, and how to control the installation of such cookies.


Data Controller

The Data Controller, the entity that determines the purposes and means of this personal data processing, is CFS Rating srl, with registered office at Via Brera 6, 20121 Milan - VAT No. 12741980150.

The Data Controller can be contacted at the following address: privacy@cfsrating.it or by phone at +39 02 4335 07200.

What are cookies/Cookies used by this website?

Cookies are small text files exchanged between a website and the user's browser each time the website is accessed. They are used to perform automatic authentication, track sessions, and store information to improve the site's navigation or user experience. The use of cookies improves the website's browsing experience and can retain the user's settings during their next visit.

There are two types of cookies:

First-party cookies: subject to and readable only by the domain that created them (proprietary cookies);
Third-party cookies: subject to and created by domains external to the one we are visiting.

These cookies can be:

Necessary functional cookies: allow the user to be recognized on subsequent visits to the same site, storing certain data in order to offer a more user-friendly browsing experience. These cookies improve the quality and experience of browsing.
Statistical cookies: these are used to analyze the site's performance with the aim of improving the user's browsing experience. The data collected is aggregated and anonymous, and does not allow profiling of the user or their IP address.

Managing and deleting cookies via browser settings

Most browsers (Internet Explorer, Firefox, etc.) are configured to accept cookies. However, all browsers allow you to control and disable cookies through your browser settings. However, we remind you that disabling browsing cookies may cause the Site to malfunction and/or limit the service we offer.

For information on how to manage and delete cookies on your tablet and/or mobile phone, please consult the "Tools/Settings/Preferences" section of your browser.

Select the browser you are using below for information on how to change your cookie settings.

Google Chrome
https://support.google.com/chrome/answer/95647?hl=en&topic=14666&ctx=topic

Mozilla Firefox
https://support.mozilla.org/en/kb/Attivare%20e%20disattivare%20i%20cookie

Internet Explorer
http://windows.microsoft.com/en-us/windows-vista/block-or-allow-cookies

Opera
http://www.opera.com/help/tutorials/

Safari
http://www.apple.com/en/support/

For more information, visit: http://www.youronlinechoices.eu/

If you don't know the type and version of your browser, click "Help" at the top of the browser window, which will provide you with all the information you need.
If you know your browser, click on the browser you're using to access the cookie management page.

Purpose of Processing

Your personal data will be processed for the following purposes:

Ensure the proper functioning of certain areas of the Site and the provision of the service;
Measure and analyze the Site's audience (volume of visitors, pages viewed, average browsing time, etc.) to help the Data Controller improve its performance.

Legal Basis and Justification

Applicable law provides that we may store cookies on your device if they are strictly necessary for the operation of this website. To install all other types of cookies and process the personal data collected through them, we require your consent. Please note that, if provided, your consent applies to the following domain: https://www.cfsrating.com

Pursuant to Article 6 of the GDPR, the Data Controller declares that it processes your personal data within the applicable legal framework. Where required, and depending on the purpose of the processing, the processing of your personal data may be based on one of the following grounds:

Consent of the data subject (legal basis in Article 6, paragraph 1, letter a), of EU Regulation 679/2016 GDPR).

Users accessing the Site are free to give or withhold consent, which may, however, be revoked at any time.
Providing the data required for these purposes is not mandatory, and refusal to provide it does not have any negative consequences for the user or prevent the processing of personal data.

This information is used to navigate the Site.
Regarding third-party cookies, these fall under the direct and exclusive responsibility of the third-party operator. Therefore, the User is invited to consult the information on privacy and the use of third-party cookies directly on the websites of the respective operators indicated in this Policy.

Personal data processing methods

Personal data collected through the Site is processed primarily using electronic or web-based means, exclusively by authorized personnel, with automated tools, and for the time strictly necessary to achieve the purposes for which it was collected. The aforementioned information will be entered into an electronic database until the request is processed by the Data Controller and any related activities are completed. Please note that any data transmission via the Internet cannot achieve absolute security standards. Therefore, it is the User's responsibility to verify the accuracy of their personal data and, if necessary, to correct, update, or otherwise modify the data during processing. It is also the user's responsibility to adopt appropriate security measures to prevent the risk of interception, loss, alteration, or destruction of emails. At the Data Controller's headquarters, processing may be carried out on paper. In both cases, personal data is entered into a database secured by the Data Controller and managed by data processors and authorized persons. The list of data processors and any authorized persons is available at the Data Controller's registered office.

Transfer of personal data outside the European Union

Your personal data will be maintained within the European Union and will not be transferred to third countries that do not have the same data protection laws as the country in which the information was initially provided. In any case, it is understood that the Data Controller, if necessary, will have the right to relocate its servers outside the EU. In this case, the Data Controller hereby ensures that the transfer of data outside the EU will be carried out in compliance with applicable laws and in a manner that ensures security.

Personal data security

The Data Controller adopts appropriate technical and organizational security measures to protect the user's personal data from manipulation, loss, destruction, or access by unauthorized persons, as well as to guarantee the user's rights and compliance with applicable data protection provisions.